Mutual Fund Investment Plan In India 2019
Hello friends, whether the money is earned from the job or any business / investment, everyone has both hard work + risk. There is less risk and income for those who are employed, but for those who are doing business or investing, Risk is high, and income is also high.
Today we will talk about a business / investment approach that is named Mutual Fund, if you do not know about it yet. So these tips are for you, so let's understand in a little detail.
What is Mutual Funds Investment?
Money is invested in the mutual fund, but many of us will know about it, but what is Actual mutual funds? Know about it,
This is an investment hub where Money is deposited by a large number of investors or the Mutual Fund is such a place, where you deposit small, big business, employee money. The deposit is called a mutual fund which is put into a fund. To make maximum profit. The Finance Manager uses the skills of his investment management to invest this money in various financial instruments. Mutual funds investment in many ways, which determines their risk and returns.
Each of the Mutual Fund schemes has some properties that are common to everyone,
- ■ Mutual Fund Sponsor: This is the person or organization that sets the mutual fund. The person who sponsor this, has to invest 40% of the total amount of the total amount himself.
- ■ Trust: Launch any mutual fund as a sponsor's trust and the documents needed for it are made from the goverment office.
- ■ Asset Management Company (AMC): This is a finacial or management department which is decided by the Trust operator and approved by AMC SBI (State Bank of India).
- ■ Guardian/trustee: It is meant to provide security to those who are also Mutual Fund Investors and it is also approved by some bank or the Economic Institute.
- What is the share market and how to invest money in it?
All these are basic properties of any Indian Mutual Fund system which are useful in opration of the whole system well.
How many types of mutual funds are there?
Mutual funds are very complex and with the help of no expert, it can be a bit difficult to understand for this common people. If we talk of type of mutual fund in India, then it is divided into 5 parts according to different features.
Risk based funds:
We all know, business or Money investment plan are all risks and mutual funds are like Share Market plan and on this basis it is distributed in 3 parts.
■Low Risk
■Medium Risk
■High Risk
Structured Based Funds:
All schemes coming in this category have a pre-defined structure and the entire investment scheme works on the same basis. Mainly structure fund is distributed in the following sections.
■Open Ended
■Close Ended
■Interval Scheme
Asset based funds:
In this type of Mutual Fund scheme, the main feature is asset value and it is stated in sub-categoried 4 on the base of the asset.
■Equity Fund
■Debt fund schemes
■Money Market Liquid Fund
■Hybrid Fund
Investment based funds:
As the name of this scheme has come into investment's terms and all its sub-plans depend on Saving on some kind of investment. for example…
■Capital protection
■Growth Fund
■Tax saving Income fund
■Pension scheme
■Fixed Maturity fund
Characteristics based funds:
The biggest interest of the Mutual Fund is that it is not limited to any region or any field. It exists from national to international and from agriculture to real estate to all field and region. Based on its characteristics, this has been discussed in the following sections.
■Sector fund
■Global fund
■Real Estate fund
■Exchange trade fund
■International fund
How to invest in a mutual fund?
There are many Sponsors and Asset management companies in India. Who carry various types of mutual fund schemes. But before investing any scheme and before investing it, it is very necessary that we have complete information about it.
If you do not understand the Mutual Fund scheme and all its terms and conditions, then our investment can come in risk and we may have less loss of benefits. So first you have to understand this from a specialist, then associated with any of the given schemes.
- Tata Mutual fund
- ICICI Mutual funf
- Reliance Matual fund
- HDFC mutual funds
- Kotak Mutual fund
- UTI Mutual fund
- Axis mutual fund
- SBI Mutual fund
- L&T mutual fund
When it comes to investing, whether there is an insurance plan or business plan and we invest money for it. So there is one thing with that plan that is risk, if you want to invest in mutual funds. So you understand that there is little risk in it and it is right for a long-term investment.
- ●But it is much cheaper than the Share Market or Bond Market investment. There is no limit in many plans, you can invest anything.
- ●You probably will not know, whenever we do any investment, we get tax rebate. Similarly, if you have money in the Mutual Fund, you can also do tax saving.
Mutual Fund investments are subject to market risk. Please read the offer document carefully before investing says the disclaimer in the every advertisement of the mutual fund
Friends, we have talked about the Mutual Fund here and have understood some of its main points. If you have to invest money in it and you want to earn money through it. So you should first get advice from a good and experienced and expert then you can easily invest in it. If you have any questions or suggestions about this, then you must comment.
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Hello This is ASHIF SHEKH.My designation is BACHELOR OF COMMERCE (B-COM) in ACCOUNTS (hons) And i am just 21 year old.I am leaving in kuju Jharkhand INDIA.
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